• Insurance: What's it all about?
• Insurance Providers
• Information Sheets
• Submissions | Survey Results
• Articles

Insurance: What's it all about?
	Insurance: What's it all about? This guide demystifies insurance by providing practical information on insurance for NGOs. Available from NCOSS Publications $19.00 ($16.00 for members)
	[top]
Insurance Providers
	Insurance Providers A list of insurance providers working with the not for profit sector.
	[top]
Information sheets
	Employee Ownership & Motor Vehicle Insurance (29kb pdf download) Pro bono advice from Freehills on the legal implications of requiring an employee to own and insure their own motor vehicle.
	How to Compare Insurance Quotes (31kb pdf download) Checklist for comparing insurance quotes.
	Comprehensive Car Insurance: 2005 Update (30kb pdf download) Do you use your own car for work or volunteering purposes?
	Reading Insurance Policies (127kb pdf download) Knowing the content of your organisation's insurance policy is particularly important with regard to public liability insurance
	Public Liability Insurance (101kb pdf download) Public liability insurance provides cover where a third party is killed, physically injured or their property damaged due to the negligence of the insured.
	Renewing Your Insurance (112kb pdf download) Time is not on your side when it comes to renewing your insurance.
	Unauthorised Foreign Insurers (114kb pdf download) Who are Unauthorised Foreign Insurers and what do you need to know before placing your insurance with one?
	Community Groups, Markets, Entertainers and Insurance (101kb pdf download) Community groups using local halls, community rooms and community markets are finding they are now required to obtain public liability insurance to continue using these premises. Incorporation can be a solution.
[top]
Submissions | Survey Results
	Submission for Review on Unauthorised Foreign Insurers (210kb pdf download) There is a very large gap in consumer knowledge regarding UFIs - NCOSS is seeking an inquiry into relevant issues.
	2003 Insurance Survey Results (121kb download)
	2005 Insurance Survey Results (190kb download)
[top]
Articles
	Insurance Stamp Duty increases on top of increasing public liability premiums (16kb pdf download)
	Reduce your premiums: Apply for the Stamp Duty Exemption
	Insurance Purchasing Errors (22kb pdf download)
[top]

Reduce your premiums: Apply for the Stamp Duty Exemption

Not for profit organisations can apply to be exempted from the 5% Stamp Duty that is currently applied to Insurance Premiums.

The Office of State Revenue has application forms for exemption from duty:

web: www.osr.nsw.gov.au
phone (Sydney): (02) 9685 2122
phone (NSW): 1800 629 550

The exemption applies to 'a non-profit organisation having as one of its objects a charitable, benevolent, philanthropic or patriotic purpose' and can include playgroups, meals on wheels and senior citizens clubs.

This article was originally published in NCOSS News (June 2003) - the NCOSS newsletter for NCOSS members. You can subscribe to NCOSS News by becoming a member click here.