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NCOSS Community Cover is a bulk-buying insurance program brokered through Aon Risk Services with special features for not-for-profit and human services organisations.
Insurances offered through NCOSS Community Cover include:
- Public Liability - protects your organisation from claims by members of the public for personal injury or property damage due to your negligence
- Association Protector - protects your organisation and its management from directors and officers and professional indemnity claims
- Property insurances - protects your assests (includes fire and other perils, burglary, money, glass, general property and business interruption)
- Personal Accident Volunteers - compensates your volunteers if they are accidentally injured while helping you
- Comprehensive and non-owned motor vehicle - covers vehicles owned by your group as well as workers and volunteers vehicles
All provided in one package with one proposal form at one price, once a year!
NCOSS Community Cover offers benefits such as:
- Knowledge that your insurance is secure. NCOSS Community Cover only uses Australian authorised insurers
- Confidence knowing our policies are designed to best meet community services needs and are fine tuned to fit within the services' budget
- Valued customer status guaranteed by the Aon/NCOSS customer service charter
- Clearer understanding of insurance
Check your existing policies - do you get these important inclusions:
- No age limits on personal accident insurances for volunteers
- Volunteers automatically protected from being sued by third parties under public liability policy
- Cover for staff using their personal vehicles while working (under 'non-owned' motor vehicle policy)
- Automatic cover for employment practices liability and fidelity under the association protector policy as well as optional extensions available for medical malpractice
NCOSS does not underwrite or provide any advice in relation to NCOSS Community Cover. All enquiries as to the scope, terms and cost of NCOSS Community Cover should be directed to Aon. NCOSS receives a commission from Aon when they sell NCOSS Community Cover products and that enables NCOSS to provide insurance and risk management assistance to the community sector.
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