Making a decision on which insurance to purchase is a little more complicated than comparing the bottom line: different providers could be quoting for quite different policies, even if the same information has been supplied for each quote. This information sheet lists some of the factors to consider in order to make an informed choice between quotations.

This information sheet considers the risks faced by associations and their boards or management committees in carrying out the organisation’s activities. Attention is drawn to the increased legal requirements in the Associations Incorporation Act, 2009. Association liability insurance is defined and the types of insurance included in an association liability package are described. There is also a list of useful resources.

This information sheet provides a checklist for the process of renewing an organisation’s insurance. It also draws attention to the new requirements for NSW Community Services (CS) and Ageing, Disability and Home Care (ADHC) funded services.

This information sheet considers the importance of community events and suggests practical approaches to making ‘event insurance’ more manageable. Public liability insurance is defined and the reasons why public liability insurance is necessary are outlined. There is also a suite of strategies to assist in planning and managing the risks associated with community events and a list of useful resources.

Drivers have insurance to compensate for unforeseen adverse situations. Volunteers using their own cars for volunteer work need car insurance for the same reason. There are however, a few additional factors that volunteer drivers and the community organisation for which they work, need to consider. This information sheet lists the relevant insurances; Compulsory Third Party (CTP), Third Party Property, Comprehensive, Motor Non-owned and Personal Accident for Volunteers, and risk factors to consider.

A common questions from the sector are: when is a volunteer covered by Public Liability Insurance and when do you need Volunteer Insurance? This information sheet aims to assist services to understand the differences between these types of insurances and when you might need them.

This NCOSS Insurance Program information sheet outlines some of the most common mistakes that organisations make purchasing their insurance.

This information sheet outlines the business use versus private use definitions of five major motor vehicle insurers as well as providing information for workers and organisations concerned about paid workers using their personal cars for work purposes.